Not having all your eggs in one basket and spreading their risks are someone you tend to get inculcated hard from both banks, skilled investors and private economists. Partly it's about having yД±ldД±z til a good diversification of their savings between fixed income, real investment (ie. Your home, even if this may not be counted as an investment but more capital preservation) and equities. Of course you can also have money invested in other types of investments such as wind power shares, property investment and perhaps a business. Likewise, one should maintain a high equity ratio of their investments so that no private economy risks collapsing of income or cash flows for a period to be lower and therefore might interest rates to an excessive loans can be problematic, and of course a good buffer for unexpected expenses so you do not need sell assets for that dream holiday or the new luxury dishwasher. In theory, risk diversification among investments something very bad, instead we should focus their investment funds to where you get the most in return in exactly the same way as a company concentrates its investments to where to get the best return on your money. yД±ldД±z til Mao should be identified to the very best investment and where to invest any money. In practice, one learns, however, often this is a relatively risky strategy of gearing yД±ldД±z til on investment is not the one you imagined and that you sit with all the risk in a business. But for a skilled investors or for that matter a contractor's business, this is clearly more profitable front to spread out their investments. yД±ldД±z til Studying the Swedish report of this study, it is evident that many Swedish shareholders in recent years have had pretty poor results in terms of stock market investments where about half owns shares in a single company, and many times that in companies yД±ldД±z til such as Ericsson, TeliaSonera or SEB, which all belong to the Swedish people most popular stock picks. Young half of Swedish VPC-registered shareholders applies in its equity investments in other words a very large focus of investment by simply owning shares in a single company. The average number of shares as Swedish share investors have average is ca. 2.5 different shares, which means that half of the population not only owns one share often has a better risk diversification. I myself am ambivalent relationship between focus investments with "all-in" thinking in relation to my own investing rings. I myself am actually a proponent of pretty focused minority investments primarily to spread out the investments at the same time my own investments well diversified when equities are not any savings you might think when you read this blog, and the portfolio itself is in my opinion extremely risk is spread over ten various holdings including three holding companies no holdings is not significantly larger than the rest. Mao I apply in practice a form of portfolio thinking in my investments. The question now is whether this is good or bad in practice, as I wrote before, it is in theory yД±ldД±z til bad then you should concentrate its investments yД±ldД±z til to the supposedly best investment. Personally, I am convinced that a well-diversified equity portfolio entourage with that in my case ten holdings albeit perhaps not give the best return so can the portfolio in all cases a port entourage give very good returns both absolute and relative, and thus fulfill the purpose I have with share ownership. But I do not mean that smaller private investors should seek a highly diversified investment portfolio with more than 20 different holdings drawback I see with this is that there are higher administrative costs, more difficult with information retrieval and so on. My advice is to concentrate to between 5 and 10 different yД±ldД±z til holdings and happy when some investment companies that are excellent investments over the long term for most shareholders. This mix gives in my opinion a good balance between focus and portfolio thinking. The portfolio should naturally build up over time if today might not own even one share but when you have reached the desired yД±ldД±z til number of holdings is it then that consistently and methodically increase ownership in each company through new savings and reinvested dividends over time, this will hopefully a good yield and return on invested money. Risk thinking should be according to me instead build on that you do not have any money invested in stocks and not for large loans.
Read the article in the newspaper too. Länsförsäkringar Liv has in recent years done a very good job of interest trusteeship and shares in emerging markets only down point of the Protocol has been precisely yД±ldД±z til Swedish shares and then it's in alal case according to me quite logical that you abstain mangement and goes entirely to the index management . But what a life insurance company becomes first to sell all Swedish shares and invest all the money in an investment portfolio? Discounts
No comments:
Post a Comment